Total Temporary Disability Claims

Does your injury or illness render you unable to substantially work?

One query we receive as personal injury lawyers Brisbane call on for assistance is A total temporary disability (TTD) occurs when you’re continuously and completely unable to perform all the major duties of your job. If you’re in this situation, you may be able to make a claim under your superannuation policy.

The amount of compensation is dependent on your specific superannuation policy. Depending on your situation, compensation may range from a few thousand to hundreds of thousands of dollars. A TTD claim could be a source of income and help fund medical costs, and it is commonly available in addition to Centrelink payments.

Most policies’ require:

• The injured person to wait for a stated time frame before making a claim
• The injured person to be continuously and completely unable to perform all the major duties of their job
• The claim to be accompanied with documents to prove the claim (e.g. medical documents)

You can make a claim for TPD, if:

• You have ceased employment or you are unable to return to full duties as a result of an illness or injury
• You were under the age of 65 years when you ceased this employment
• You were a member of a Superannuation Fund at the time you ceased your employment and had TPD Insurance at the time you became unwell.

The specific steps that need to be taken for a successful TTD claim is also dependent on your specific superannuation policy. There are often exclusion clauses or eligibility clauses in the policy’s fine print. To fully realise the extent of compensation you may be entitled to, please don’t hesitate to contact us today.